ARM(™) and CPCU ® are trademarks of the American Institute For Chartered Property Casualty Underwriters, d/b/a The Institutes.

Erike Young is a recognized course leader for The Institutes content but not affiliated or associated with The Institutes in any way. The Institutes do not explicitly endorse, approve, or support Erike Young or The Risk Management Study Group’s services, but approve of the use of our materials for educational purposes.