AIC 300 Exam Prep | Claims in an Evolving World | Risk Management Study Group
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300

Claims in an
Evolving World

The gateway to the CPCU Commercial Lines Pathway. AIC 300 gives you the claims fluency that makes every subsequent CPCU coverage course more intuitive and easier to pass.

50 questions · 65 min · 70% to passVideo course · $99Free Chapter 1 trial
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50
Questions per exam
65
Minutes to complete
70%
Score to pass
Windows per year

300 Exam Topics

The core areas the exam tests — organized so you can plan your study time efficiently.

The Claims Handling Process
First notice of loss through closure — every step, every decision point, and what drives outcomes at each stage.
Coverage Analysis in Claims
How adjusters analyze policy language to determine whether a claim is covered — the skill that connects claims to CPCU 530.
Investigation Techniques
Evidence gathering, witness interviews, scene documentation, and how adjusters build the factual record.
Loss Reserving
Case reserves, IBNR reserves, and why reserving accuracy matters for insurer financial performance.
Settlement Strategy
Negotiation frameworks, structured settlements, and how claims professionals reach fair resolutions.
Fraud Detection & SIU
Indicators of fraudulent claims, Special Investigations Unit roles, and the legal framework for fraud investigations.

300 Exam Fast Facts

Know the format before you register.

50
Questions per exam
65
Minutes · ~78 sec/question
70%
Minimum passing score
Test windows per year
Virtual
Online proctoring from home
New
Fill-in-blank & drag-drop included

Test windows: Jan 15–Mar 15 · Apr 15–Jun 15 · Jul 15–Sep 15 · Oct 15–Dec 15. Register through theinstitutes.org. Textbook purchased separately from The Institutes.

5 Tips to Pass 300 the First Time

From Erike Young — who has helped hundreds of candidates through this exact exam.

1
See claims through a coverage lens from the start
AIC 300 sets up CPCU 530, 551, and 552. Every claims scenario is really a coverage question in disguise. Practice connecting the facts of a loss to the policy language that determines coverage.
2
Reserving concepts matter more than the arithmetic
IBNR and case reserve questions test conceptual understanding — why reserves exist, what drives changes, and how reserving accuracy connects to insurer financial statements.
3
Know the full claims process as a sequence
Exam scenarios will drop you into the middle of a claim and ask what should happen next. Map the process from FNOL through closure and know the purpose of each step before moving to the next.
4
Social inflation and emerging claims issues appear often
Cyber claims, climate-related losses, and social inflation are high-frequency exam topics. These are also directly relevant to real-world claims practice — understand the trends, not just the definitions.
5
AIC 300 is the most accessible entry into the CPCU pathway
If you already have your ARM, start here. The material builds naturally on risk treatment concepts from ARM 402 and provides the claims foundation that makes CPCU 530 significantly easier.

What Students Say

★★★★★

"I achieved the ARM in 5 weeks — only using your website as my study source. Your program is concise, to the point, and invaluable."

Jesse V., CSP, ARM-E
ARM & ARM-E Designation Holder
★★★★★

"The slides covered everything that was on the test. I wouldn't choose any better way to prepare for the exam."

Lilly M.
ARM Designation Holder
★★★★★

"Unlike other courses that recite the textbook, Erike provides context using real-life examples. Having trouble? He'll get on a call with you."

ARM / CPCU Candidate
RM Study Group Student

Taught by Erike Young

EY
CPCUARM-EACRMCSPMPPA
Erike Young
Founder, Risk Management Study Group
Former Chair, U.S. Technical Advisory Group for ISO 31000

I built this program because cost and schedule shouldn't be the reason you don't earn your designation. Every lesson uses real-world examples because understanding why the material works the way it does is what makes it stick on the exam. When a concept isn't clicking, you can call or text me directly — that's not a marketing phrase, it's how I actually teach.

Also Available

CPCU® 530
Applying Legal Concepts
Contract law, tort law, policy interpretation — the hardest CPCU course
$99
CPCU® Bundle
All 5 CPCU Courses
AIC 300 + CPCU 530, 540, 551, 552 — everything for the designation
$359

300 FAQs

Do I need to work in claims to take AIC 300?
No. AIC 300 is designed for a broad insurance audience — underwriters, risk managers, agents, and brokers all benefit from understanding how claims work. The material is accessible and practically oriented.
Is AIC 300 required for the CPCU Commercial Lines Pathway?
Yes — AIC 300 is one of the five required courses in the CPCU Commercial Lines Pathway alongside CPCU 530, 540, 551, and 552.
How does AIC 300 connect to the other CPCU courses?
AIC 300 builds the claims and coverage-analysis skills that CPCU 530 (legal concepts), CPCU 551 (property coverage), and CPCU 552 (liability coverage) all build on. Students who take AIC 300 first consistently find the other CPCU courses more intuitive.

Ready to Start AIC 300?

The most accessible entry point into the CPCU pathway — and the foundation that makes every other CPCU course easier.

Questions? Email erikeyoung@armstudygroup.com or call/text Erike directly.